Wealth & Insurance Strategists
for Business Owners
Helping Entrepreneurs Protect & Grow Their Legacy Since 2005
A Fully Licensed and Integrated Partner of
the Discovery Group
About Us
Your Partner in Financial Confidence
Since 2005, the Dashan Ramadu Group has helped business owners and families secure their future with clarity and confidence. We understand that managing wealth, succession, and insurance becomes increasingly complex as your success grows — and you deserve guidance that matches that complexity.
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That’s why we’ve built a boutique advisory practice that works closely with a select group of clients. By partnering with individuals whose needs align with our expertise, we’re able to provide the personalized attention, strategic insight, and long-term support that high-value portfolios truly require.
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You’ve worked hard for what you have.
Our role is to safeguard it, simplify it, and help it grow for the generations who follow.
Case Studies
The Perpetual Property Blueprint
A real-world example of how structured cashflow layering can turn a single property into a perpetual, self-renewing wealth asset.
Your Ideal Family Wealth Structure
A future-proof family wealth structure where assets are preserved for the next generation, while business control remains firmly in the present.
The Consolidation Mindset
Forget alternate investments. Your Business Will Always Give You the Highest rate of Return.
Our Core Services
High-Net Worth Clientele Solutions
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High-net-worth individuals face unique financial challenges — and opportunities. Our role is to simplify that complexity and build a strategy that protects what you’ve created while preparing for what comes next.
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We work closely with business owners, professionals, and families to design personalized solutions that support succession planning, wealth preservation, tax efficiency, liquidity needs, and long-term legacy goals.
Every recommendation is intentional, integrated, and designed to strengthen your legacy with confidence.
Discovery Ecosystem Experts
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The Discovery ecosystem is powerful — especially when it’s used as a unified strategy. We help you make sense of every product line, ensuring your portfolios work together to maximize rewards, reduce risk, and support your long-term goals.
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Our team acts as your go-to central point of contact, coordinating all aspects of your Discovery planning so you benefit fully from the structure, efficiencies, and advantages built into the system
Exclusive Discovery Vitality Coach
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As a valued DR Group client, you get exclusive access to our mobile Discovery Vitality Coaching service — personalised, convenient, and designed to maximise your rewards.
Our Vitality Consultant comes directly to you to complete your Vitality Health Check, Vitality Fitness Assessment, and activate all Healthy Living benefits, including up to 75% cashback on HealthyFood from Woolworths or Checkers, and up to 50% cashback on HealthyCare from Dis-Chem or Clicks.
We deliver everything you’d normally get at a Discovery Store — but privately, efficiently, and in the comfort of your own space.
Commercial Insurance
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Your business is too valuable to leave unprotected. We work with companies across KZN to design commercial insurance solutions that safeguard operations, assets, revenue, and people. From property and liability cover to specialized risk management, we ensure you have a plan that responds when it matters most.
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Our approach is proactive and personal — built to protect what your business depends on today while ensuring continuity and resilience for the years ahead
Why Our Clients Choose DR Group
Unified Strategy
Deep, Local Expertise
A Curated Team of Specialists
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We see the complete picture. We integrate Discovery Life, Invest, Bank, Health, Insure, and Employee Benefits into a single, coherent plan that aligns with your business and personal legacy goals.
Based in and dedicated to KwaZulu-Natal, we understand the unique opportunities and challenges faced by business owners in our province.
You don't get a single generalist. You get a dedicated team, with each member a deep expert in their Discovery portfolio, working in concert for you.
Exclusive Access
& Insight
Our focused relationship with Discovery provides us with advanced insight into product developments and strategic solutions tailored for complex, high-value scenarios.
Meet Your
Wealth & Protection Team
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Dashan Ramadu
Founder &
Strategic Advisor
The mind that turns vision into strategy — and strategy into momentum.
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Tiara Sigamoney
Wealth & Banking
Specialist
The advisor who designs money moves that actually make sense.
Malthie Ramlal
Health and Employee Benefits Specialist
The advisor who turns wellbeing into a corporate advantage.
Jamie-Lee Valayadun
Short Term Insurance Specialist
The advisor who makes sure your wealth stays yours.
Teah Pillay
Short Term and Commercial Insurance Specialist
The specialist who turns uncertainty into structured protection.
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Get In Touch
1st Floor, 6 Pencarrow Crescent, Pencarrow Office Park,
La Lucia Ridge,
4019
084 588 1806